@charset "UTF-8";
:root{--navy:#102e43;--ink:#173448;--muted:#526673;--orange:#be4c1b;--accent:#e7844c;--cream:#faf8f3;--line:#d9e0e2;--soft:#eef3f4;--white:#fff;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:36px}body{margin:0;color:var(--ink);font:18px/1.65 var(--sans);background:var(--white)}a{color:inherit;text-underline-offset:5px;text-decoration-thickness:1px}a:hover{color:var(--orange)}button,input,textarea,select{font:inherit}button,a,input,textarea,select,summary{ -webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:not-allowed}button:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,[tabindex]:focus-visible{outline:3px solid #b64a1e;outline-offset:5px}p{margin:0 0 1.1em}h1,h2,h3{line-height:1.12;font-weight:400;margin:0 0 .65em;letter-spacing:-.035em}h1,h2{font-family:var(--serif)}h3{letter-spacing:-.02em}h1{font-size:clamp(42px,5vw,74px)}h2{font-size:clamp(31px,3vw,44px)}h3{font-size:24px}ul{padding-left:1.2em}li+li{margin-top:.6em}.wrap{max-width:1256px;margin:auto;padding-left:40px;padding-right:40px}.small{font-size:14px;line-height:1.6}.eyebrow{font:700 11px/1.5 var(--sans);letter-spacing:.17em;color:var(--orange);margin-bottom:20px}.skip{position:fixed;top:-100px;left:16px;background:white;z-index:100;padding:15px}.skip:focus{top:15px}.review-bar{background:var(--navy);color:#fff;text-align:center;font-size:10px;font-weight:bold;letter-spacing:.12em;padding:7px 20px}.review-bar span{font-weight:normal;letter-spacing:.02em;margin-left:16px;color:#d4e0e7}.topline{display:flex;align-items:center;justify-content:space-between;min-height:101px}.brand{text-decoration:none;display:inline-flex;flex-direction:column;line-height:1.05;color:var(--navy)}.brand-name{font:32px/1 var(--serif);letter-spacing:.025em}.brand-dot{color:var(--orange);font-weight:bold}.brand-sub{font:8px/1.7 var(--sans);letter-spacing:.24em;padding-top:6px}.header-contact{text-align:right}.header-contact span{display:block;font-size:9px;letter-spacing:.14em;color:var(--muted)}.header-contact a{font-size:20px;text-decoration:none}.navline{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.navinner{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:65px}#mainnav{display:flex;align-items:center;gap:25px;font-size:12px}.navgroup{position:relative}.navgroup summary{cursor:pointer;list-style:none;display:flex;gap:7px;align-items:center;padding:18px 0}.navgroup summary::-webkit-details-marker{display:none}.navgroup summary:after{content:'⌄';font-size:14px}.navgroup[open] summary{color:var(--orange)}.dropdown{position:absolute;z-index:20;top:54px;left:-20px;width:300px;background:white;box-shadow:0 16px 40px #102e4326;border:1px solid var(--line);padding:14px}.dropdown a{display:block;font-size:14px;padding:10px;text-decoration:none;line-height:1.4}.dropdown a:hover{background:var(--cream)}.dropdown a span{float:right}.nav-about{text-decoration:none}.menu-toggle{display:none}.button{background:var(--orange);color:#fff;display:inline-flex;align-items:center;justify-content:center;gap:18px;padding:15px 23px;text-decoration:none;border:1px solid transparent;font-size:13px;line-height:1.5;font-weight:700;min-height:49px}.button:hover{background:#963c16;color:#fff}.button.compact{font-size:11px;padding:11px 17px;min-height:40px}.button.light{background:#fff;color:var(--navy)}.button.light:hover{background:#f2e9df}.inline-link{font-size:14px;font-weight:bold;text-decoration:none;border-bottom:1px solid var(--orange);padding-bottom:6px}.hero{background:var(--cream);padding:70px 0 76px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:70px;align-items:center}.hero h1{font-size:clamp(45px,5vw,70px);line-height:1.07;letter-spacing:-.045em;margin-bottom:27px}.hero h1 em{font-weight:normal;color:var(--orange)}.hero-lead{font-size:17px;line-height:1.7;max-width:520px;color:var(--muted)}.hero-actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap;margin:26px 0 22px}.hero-actions .inline-link{font-size:12px}.hero-note{font-size:11px;color:var(--muted);margin:0}.decision-panel{position:relative;background:var(--navy);color:white;padding:30px 34px 0;box-shadow:20px 20px 0 #e9dfcf;min-height:463px}.panel-top{display:flex;justify-content:space-between;gap:15px;font-size:9px;letter-spacing:.1em;color:#c7d7df;padding-bottom:25px;border-bottom:1px solid #ffffff2c}.panel-index{color:#f7ac81;white-space:nowrap}.decision-tabs{display:flex;gap:0;margin:23px 0 30px;border-bottom:1px solid #ffffff24}.decision-tabs button{background:none;color:#cedbe2;border:0;font-size:12px;padding:0 13px 12px;flex:1;border-bottom:2px solid transparent;min-height:36px}.decision-tabs button:first-child{padding-left:0}.decision-tabs button.active{border-bottom-color:var(--accent);color:#fff}.panel-small{font-size:9px;letter-spacing:.1em;color:#f7ac81}.decision-panel h2{font-size:31px;margin-bottom:24px}.budget-row{border-bottom:1px solid #ffffff24;display:flex;justify-content:space-between;padding:10px 0;font-size:13px}.budget-row span+span{color:#92aebf;font-size:10px}.panel-bottom{font-size:11px;line-height:1.6;color:#c5d5de;margin:20px 0 25px}.decision-panel>a{display:flex;justify-content:space-between;background:#1d4258;padding:17px 34px;margin:0 -34px;font-size:11px;text-decoration:none}.decision-panel>a:hover{background:#28546c;color:#fff}.trustline{border-bottom:1px solid var(--line)}.trustline .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;min-height:70px;font-size:10px;letter-spacing:.12em}.trustline a{letter-spacing:0;text-decoration:none;font-size:12px}.home-intro{padding-top:80px;padding-bottom:80px}.split{display:grid;grid-template-columns:1fr 1fr;gap:90px}.split h2{font-size:40px}.split p{font-size:16px;color:var(--muted)}.soft-section{background:var(--soft);padding:65px 0 75px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:28px}.section-heading h2{margin-bottom:0}.section-heading>a{font-size:13px;white-space:nowrap}.lens-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.lens{background:white;border-top:3px solid var(--navy);padding:25px;position:relative;text-decoration:none;min-height:245px}.lens:hover{border-top-color:var(--orange);color:var(--ink)}.number{font-size:12px;color:var(--orange);display:block;margin-bottom:30px}.lens h3{font-family:var(--serif);font-size:27px}.lens p{font-size:14px;line-height:1.7;color:var(--muted)}.lens-arrow{display:block;margin-top:20px;font-size:22px}.home-path{display:grid;grid-template-columns:1fr 1fr;gap:100px;padding-top:90px;padding-bottom:85px}.home-path>div>p{font-size:16px;color:var(--muted)}.home-path .eyebrow{font-size:11px;color:var(--orange)}.steps>div{display:flex;gap:25px;border-bottom:1px solid var(--line);padding:20px 0}.steps>div:first-child{padding-top:0}.steps b{font-size:12px;color:var(--orange);padding-top:5px}.steps p{font-size:14px;color:var(--muted);margin:0}.steps strong{display:block;font-size:17px;color:var(--ink);margin-bottom:6px}.home-video{padding-bottom:30px}.video-card{display:grid;grid-template-columns:1fr 1fr;background:var(--cream);margin:50px 0}.video-stage{background:var(--navy);color:#fff;min-height:250px;display:flex;align-items:center;justify-content:center;flex-direction:column;position:relative;aspect-ratio:16/10}.video-label{position:absolute;top:22px;left:25px;font-size:9px;letter-spacing:.16em;color:#d0dee6}.play{width:64px;height:64px;border-radius:50%;background:transparent;border:1px solid #bdcbd4;color:white;font-size:20px;display:grid;place-items:center;margin-top:15px}.play:hover{background:#31536b}.video-stage p{font:25px var(--serif);margin:20px 22px 0;text-align:center}.video-stage iframe{width:100%;height:100%;border:0;position:absolute;inset:0}.video-copy{padding:35px}.video-copy h3{font-family:var(--serif);font-size:24px;line-height:1.25}.video-copy p:not(.eyebrow){font-size:13px;color:var(--muted)}.video-copy a{font-size:12px;font-weight:bold}.faq-area{max-width:940px;padding-top:60px;padding-bottom:65px}.faq{border-top:1px solid var(--line);padding:22px 0}.faq summary{cursor:pointer;font-size:17px;font-weight:bold}.faq p{font-size:16px;color:var(--muted);margin:18px 0 0}.closing{background:var(--navy);color:#fff;padding:65px 0}.closing-inner{display:flex;justify-content:space-between;align-items:center;gap:55px}.closing .eyebrow{color:#ffb68c}.closing h2{font-size:39px}.closing p:not(.eyebrow){font-size:14px;color:#c9d8e1;max-width:500px}.call-link{display:block;color:#fff;font-size:13px;text-align:center;margin-top:18px}.closing-inner>div:last-child{flex-shrink:0}footer{background:#0b2435;color:#d0dee6;padding:60px 0 0;font-size:13px}.footgrid{display:grid;grid-template-columns:1.8fr 1fr 1fr;gap:60px}.inverse{color:#fff}.inverse .brand-dot{color:var(--accent)}footer .brand{margin-bottom:24px}footer h2{font:700 11px var(--sans);letter-spacing:.1em;color:#fff;margin:0 0 23px}footer .footgrid>div>a:not(.brand){display:block;margin-bottom:13px;text-decoration:none}footer a:hover{color:#f4b08a}footer .footphone{font-size:22px;color:#fff}footer p{font-size:13px}.footer-bottom{display:flex;justify-content:space-between;gap:60px;border-top:1px solid #ffffff26;margin-top:40px;padding-top:24px;padding-bottom:24px}.footer-bottom p{font-size:10px;line-height:1.6;max-width:580px;margin:0}.breadcrumbs{display:flex;gap:12px;font-size:11px;padding-top:27px;color:var(--muted)}.page-hero{padding-top:42px;padding-bottom:50px}.page-hero h1{max-width:920px;font-size:58px}.page-lead{max-width:870px;font-size:20px;line-height:1.65;color:var(--muted);margin:0}.guide-layout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:70px;align-items:start;padding-bottom:75px}.on-this-page{position:sticky;top:25px;font-size:13px;border-top:2px solid var(--navy);padding-top:22px}.on-this-page nav a{display:block;text-decoration:none;padding:8px 0;line-height:1.55;color:var(--muted)}.on-this-page nav a:hover{color:var(--orange)}.aside-call{margin-top:28px;background:var(--cream);padding:23px}.aside-call p{font-family:var(--serif);font-size:21px;line-height:1.3}.aside-call a{display:block;margin-top:13px;font-size:12px}.guide-section{padding:34px 0;border-top:1px solid var(--line);scroll-margin-top:25px}.guide-section:first-child{padding-top:25px;border-top:2px solid var(--navy)}.guide-section h2{font-size:32px}.guide-section p,.editorial-list{font-size:17px;color:#334e5d;line-height:1.8}.editorial-list{padding-left:22px;margin-bottom:0}.editorial-list li::marker{color:var(--orange)}.table-scroll{overflow-x:auto;border:1px solid var(--line);margin:24px 0 10px}.table-scroll table{border-collapse:collapse;width:100%;font-size:14px;line-height:1.65;min-width:560px}caption{text-align:left;padding:15px;background:var(--soft);font-size:12px;font-weight:bold}th,td{text-align:left;vertical-align:top;padding:17px;border-bottom:1px solid var(--line);border-right:1px solid var(--line)}thead{background:var(--navy);color:#fff}thead th{font-weight:normal}tbody th{font-weight:bold;width:25%}tbody tr:nth-child(even){background:var(--cream)}.sources{border-top:1px solid var(--line);padding-top:25px;margin-top:38px}.sources h2{font-family:var(--sans);font-size:15px;letter-spacing:0;font-weight:bold}.sources p,.sources li{font-size:12px;color:var(--muted);line-height:1.7}.sources ul{padding-left:18px}.sources li+li{margin-top:9px}.related{margin-top:40px}.related h2{font-size:28px}.related-links{border-top:1px solid var(--line)}.related-links a{display:flex;justify-content:space-between;gap:25px;padding:17px 0;border-bottom:1px solid var(--line);font-size:15px;text-decoration:none}.review-date{font-size:12px;color:var(--muted);margin-top:30px}.print-button,.text-button{background:none;border:0;color:var(--orange);font-size:13px;text-decoration:underline;text-underline-offset:4px;padding:10px 0}.print-button{margin-bottom:20px}.resource-index{margin:35px 0}.inquiry{background:var(--cream);padding:35px;margin-top:35px}.inquiry h2{font-size:34px}.demo-notice{background:#fff;border-left:3px solid var(--orange);padding:18px;margin:22px 0;font-size:14px}.demo-notice p{font-size:13px;margin:6px 0 0}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field label{display:block;font-size:13px;font-weight:bold;margin-bottom:7px}.field.full{grid-column:1/-1}input,select,textarea{width:100%;border:1px solid #8b9ca6;border-radius:0;background:#fff;color:var(--ink);padding:11px;font-size:15px;min-height:46px}textarea{resize:vertical}input[aria-invalid]{border:2px solid #ac3718}.field .small{margin-top:8px;font-size:12px}.form-actions{display:flex;gap:25px;align-items:center;margin-top:20px}.form-feedback{padding:18px;background:white;border:2px solid var(--orange);font-size:14px;margin-bottom:20px}.form-feedback ul{margin-bottom:0}#form-summary{margin-top:25px;background:#fff;padding:25px;border-top:3px solid var(--navy)}#form-summary p{font-size:14px}#form-summary h3{font-size:23px;font-family:var(--serif)}[hidden]{display:none!important}.utility{min-height:450px;padding-top:80px;padding-bottom:90px}.utility p{max-width:650px}
@media(min-width:1450px){.hero{padding:85px 0 90px}.hero-grid{gap:90px}.hero h1{font-size:76px}.decision-panel{min-height:475px}}
@media(max-width:1100px){#mainnav{gap:15px}.navinner>.button{font-size:10px;padding:10px}.wrap{padding-left:28px;padding-right:28px}.hero-grid{gap:40px}.hero h1{font-size:56px}.hero-actions{gap:15px}.hero-actions .button{font-size:12px}.decision-panel{padding:25px 25px 0}.decision-panel>a{margin:0 -25px;padding:17px 25px}.split{gap:45px}.lens-grid{gap:12px}.lens{padding:22px 18px}.guide-layout{grid-template-columns:190px minmax(0,1fr);gap:40px}.page-hero h1{font-size:52px}.closing-inner{gap:30px}.closing h2{font-size:34px}.closing .button{font-size:11px}.home-path{gap:60px}}
@media(max-width:860px){.menu-toggle{display:flex;justify-content:space-between;gap:26px;align-items:center;background:none;border:0;padding:15px 0;color:var(--navy);font-size:14px;min-height:48px}.navinner{position:relative}#mainnav{display:none;position:absolute;top:65px;left:0;right:0;background:white;z-index:40;border-bottom:1px solid var(--line);box-shadow:0 20px 20px #102e431a;padding:20px 28px;max-height:75vh;overflow-y:auto}#mainnav.is-open{display:block}.navgroup summary{padding:12px 0;font-size:15px}.dropdown{position:static;box-shadow:none;width:auto;border:0;border-left:2px solid var(--line);margin:0 0 15px;padding:5px 15px}.nav-about{display:block;padding:12px 0;font-size:15px}.hero-grid{grid-template-columns:1fr;gap:45px}.hero h1{font-size:64px}.hero h1 br:nth-of-type(1){display:none}.hero{padding:50px 0 60px}.hero-lead{max-width:650px}.decision-panel{max-width:570px;width:100%;min-height:430px}.trustline .wrap{flex-wrap:wrap;gap:20px;padding-top:22px;padding-bottom:22px}.split{grid-template-columns:1fr;gap:15px}.split h2{max-width:600px}.home-intro{padding-top:55px;padding-bottom:55px}.lens-grid{grid-template-columns:1fr 1fr;gap:18px}.section-heading{display:block}.section-heading>a{display:inline-block;margin-top:20px}.home-path{grid-template-columns:1fr;gap:35px;padding-top:60px;padding-bottom:40px}.video-copy{padding:25px}.closing-inner{display:block}.closing-inner>div:last-child{margin-top:25px;display:inline-block}.footgrid{grid-template-columns:1.5fr 1fr;gap:35px}.footgrid>div:last-child{grid-column:2}.guide-layout{display:block}.on-this-page{position:static;margin-bottom:35px}.on-this-page nav{display:grid;grid-template-columns:1fr 1fr;gap:4px 20px}.aside-call{display:none}.page-hero h1{font-size:48px}.page-lead{font-size:18px}.guide-layout article{max-width:760px}.footer-bottom{gap:25px}.review-bar span{display:block;margin:2px 0 0}}
@media(max-width:540px){.wrap{padding-left:22px;padding-right:22px}.topline{min-height:85px}.brand-name{font-size:25px}.brand-sub{font-size:6px}.header-contact span{font-size:7px;letter-spacing:.06em}.header-contact a{font-size:15px}.hero h1{font-size:49px}.hero h1 br:nth-of-type(1){display:block}.hero-lead{font-size:16px}.hero-actions{display:block}.hero-actions .inline-link{display:inline-block;margin-top:21px}.hero .eyebrow{font-size:9px}.decision-panel{box-shadow:9px 9px 0 #e9dfcf;min-height:430px;padding:22px 22px 0}.decision-panel h2{font-size:29px}.decision-panel>a{margin:0 -22px;padding:17px 22px}.panel-top{font-size:8px}.decision-tabs button{font-size:11px;padding-left:8px;padding-right:8px}.trustline .wrap{font-size:8px;gap:16px}.trustline a{font-size:11px}.split h2{font-size:34px}.soft-section{padding:45px 0}.section-heading h2{font-size:33px}.lens-grid{gap:12px}.lens{padding:18px 15px;min-height:250px}.lens h3{font-size:23px}.lens p{font-size:13px}.number{margin-bottom:22px}.home-path h2{font-size:34px}.video-card{display:block;margin:30px 0}.video-stage{min-height:220px;aspect-ratio:16/9}.video-copy{padding:26px}.video-copy h3{font-size:24px}.faq-area{padding-top:35px;padding-bottom:40px}.faq-area h2{font-size:32px}.faq summary{font-size:16px}.closing{padding:45px 0}.closing h2{font-size:33px}.closing .button{font-size:12px;max-width:100%;gap:12px;padding:14px}.footgrid{display:block}.footgrid>div{margin-bottom:35px}.footer-bottom{display:block}.footer-bottom p+p{margin-top:15px}footer{padding-top:40px}.page-hero{padding-top:30px;padding-bottom:35px}.page-hero h1{font-size:40px}.page-lead{font-size:17px}.on-this-page nav{grid-template-columns:1fr}.on-this-page .eyebrow{margin-bottom:10px}.on-this-page nav a{padding:6px 0}.guide-section{padding:28px 0}.guide-section h2{font-size:29px}.guide-section p,.editorial-list{font-size:16px}.table-scroll table{font-size:13px;min-width:520px}th,td{padding:14px}.inquiry{padding:24px 18px;margin-left:-8px;margin-right:-8px}.inquiry h2{font-size:30px}.form-grid{grid-template-columns:1fr}.form-actions{display:block}.text-button{margin-top:12px}.review-bar{font-size:8px}.review-bar span{font-size:9px;letter-spacing:0}.utility h1{font-size:40px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
@media print{body{font-size:11pt;color:#000;background:#fff}header,footer,.review-bar,.on-this-page,.closing,.print-button,.video-card,.related,.breadcrumbs,.skip,.inquiry{display:none!important}.wrap{padding:0;max-width:none}.guide-layout{display:block}.page-hero{padding:0 0 20px}.page-hero h1{font-size:27pt}.page-lead{font-size:12pt}.guide-section{padding:15px 0}.guide-section h2{font-size:18pt}.guide-section p,.editorial-list{font-size:11pt}.table-scroll{overflow:visible}table{min-width:0!important}a{color:#000}.sources{font-size:9pt}h2,h3{break-after:avoid}.guide-section li{break-inside:avoid}.hero{background:white}.hero-grid{display:block}.decision-panel,.trustline{display:none}}

/* Consistent, consent-based webinar component. */
.webinar{margin:40px 0;scroll-margin-top:30px}.webinar .video-card{margin:0;grid-template-columns:minmax(0,1fr);border:1px solid var(--line)}.webinar .video-stage{aspect-ratio:16/9;min-height:0;overflow:hidden}.video-stage .video-thumbnail{position:absolute;inset:0;width:100%;height:100%;object-fit:contain;background:#000}.video-stage.has-thumbnail .video-label,.video-stage.has-thumbnail>p{visibility:hidden}.video-stage .play{position:relative;z-index:1;background:var(--navy);width:76px;height:76px;border:2px solid white;margin:0}.play-label{position:absolute;top:82px;font:700 12px var(--sans);white-space:nowrap;background:var(--navy);padding:6px 10px}.video-stage>p{font-size:22px;margin-top:54px}.webinar .video-copy{padding:28px}.webinar .video-copy p:not(.eyebrow),.webinar .video-takeaways{font-size:15px}.video-takeaways{margin:0 0 20px}.video-consent{color:var(--muted);line-height:1.5}.video-actions{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.thumbnail-toggle{font-size:12px;color:var(--navy);background:none;border:0;text-decoration:underline;padding:0;text-align:left}.video-related{margin-top:18px}.video-cta{display:inline-block;border-top:1px solid var(--line);padding-top:16px}.video-review{background:#fff4dc;border:1px solid #9c7428;border-left-width:4px;padding:18px;font-size:14px}.video-review p{margin:8px 0 0}.webinar-group{margin-top:50px}.webinar-group>h2{border-bottom:2px solid var(--orange);padding-bottom:14px}.related-webinar{padding:24px;background:var(--cream);margin:30px 0}.related-webinar p:last-child{font-size:14px;margin:12px 0 0}.home-video .video-card{grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);align-items:start}.home-video .video-stage{align-self:start}.home-video{padding-bottom:35px}
@media(max-width:860px){.home-video .video-card{grid-template-columns:minmax(0,1fr)}.home-video{max-width:760px}}
@media(max-width:540px){.webinar .video-copy{padding:22px}.webinar .video-stage{min-height:0;aspect-ratio:16/9}.video-stage .play{width:52px;height:52px}.play-label{top:55px}.video-stage>p{display:none}.video-stage .video-label{top:10px;left:12px;font-size:8px}.video-review{font-size:13px}.webinar .video-copy p:not(.eyebrow),.webinar .video-takeaways{font-size:14px}}
@media print{.webinar,.related-webinar{display:none!important}}
/* October 2026 editorial redesign */
:root{--navy:#102f46;--orange:#b9471b;--cream:#f7f5f0;--soft:#edf2f5}
body{font-size:17px}h1,h2{letter-spacing:-.035em}.topline{min-height:86px}.navinner{min-height:60px}.review-bar{padding:5px}.hero{padding:64px 0 70px}.hero-grid{grid-template-columns:1.15fr 1fr;gap:52px}.hero h1{font-size:clamp(46px,4.65vw,66px);line-height:1.07;max-width:670px}.hero-lead{font-size:17px;line-height:1.65}.hero-actions{gap:18px}.hero-actions .inline-link{font-size:13px}.hero-phone{font-size:19px;text-decoration:none;font-weight:700}.hero-photo{margin:0;position:relative;align-self:stretch;min-height:440px;border-radius:3px;overflow:hidden}.hero-photo img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}.hero-photo:after{content:'';position:absolute;inset:40% 0 0;background:linear-gradient(transparent,#102f46e8)}.hero-photo figcaption{position:absolute;z-index:1;bottom:28px;left:30px;right:25px;font:30px/1.2 var(--serif);color:white}.hero-photo figcaption span{display:block;font:10px/1.6 var(--sans);letter-spacing:.07em;margin-top:12px;color:#e7edf0}.how-section{padding-top:72px;padding-bottom:72px}.section-intro{max-width:730px;color:var(--muted);font-size:17px}.process-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));padding:0;list-style:none;margin:36px 0 30px;gap:30px}.process-grid li{border-top:2px solid #d5dfe4;padding-top:22px;margin:0;position:relative}.process-number{display:inline-grid;place-items:center;width:42px;height:42px;background:var(--navy);color:white;font-size:14px;border-radius:50%;margin-bottom:22px}.process-grid h3{font-size:23px;font-family:var(--serif);line-height:1.2;max-width:250px}.process-grid p{font-size:15px;color:var(--muted);max-width:330px}.compare-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;margin:32px 0}.compare-grid>a{position:relative;text-decoration:none;background:white;padding:26px 24px;border-bottom:3px solid #c4d4df}.compare-grid>a:hover{border-color:var(--orange)}.compare-grid h3{font:26px var(--serif)}.compare-grid p{font-size:15px;color:var(--muted)}.compare-grid span{color:var(--orange);font-size:25px}.home-video{padding-top:65px;padding-bottom:60px}.home-video .webinar{margin-bottom:0}.home-video .video-card{grid-template-columns:1.15fr 1fr;align-items:center;border:0;background:var(--cream)}.home-video .video-stage{align-self:center}.video-stage .video-thumbnail{object-fit:cover}.video-stage .play{background:#b9471bf0;width:68px;height:50px;border:0;border-radius:12px}.video-stage .play:hover{background:#963c16}.play-label{top:56px;background:#102f46e8;border-radius:2px}.webinar .video-copy{padding:30px}.webinar .video-copy .video-consent{font-size:11px;margin-bottom:15px}.video-cta{font-size:13px!important}.video-related{margin-bottom:12px}.about-strip{background:var(--cream);padding:65px 0}.about-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:90px;align-items:center}.about-grid p{color:var(--muted);font-size:16px}.consultation-panel{padding:30px 35px;border-left:4px solid var(--orange);background:white}.consultation-panel h3{font:30px var(--serif);margin-top:15px}.consultation-panel li{font-size:16px}.consultation-panel p{font-size:13px;margin:20px 0 0}.faq-area{padding-top:60px;padding-bottom:60px}.closing h2{font-size:40px}.page-hero{border-bottom:1px solid var(--line);margin-bottom:45px}.page-hero h1{font-size:clamp(38px,4.2vw,58px);max-width:970px}.page-lead{font-size:18px;max-width:850px}.guide-section p,.editorial-list{font-size:16px;line-height:1.75}.guide-layout{gap:58px}.guide-section h2{font-size:31px}.guide-layout .process-grid{gap:18px;margin-top:0}.guide-layout .process-grid h3{font-size:21px}.guide-layout .process-grid p{font-size:14px}.webinar-library .webinar-group{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.webinar-group>h2{grid-column:1/-1;margin-bottom:0}.webinar-group .webinar{margin:0}.webinar-group .video-copy{padding:22px}.webinar-group .video-copy h3{font-size:23px}.webinar-group .video-copy p{font-size:14px!important}.webinar-group .video-copy .eyebrow{font-size:10px!important}.webinar-group .video-cta{font-size:12px!important}.webinar-group .video-stage{min-height:200px}.source-image{width:100%;height:260px;object-fit:cover;margin-bottom:30px;border-radius:2px}
@media(max-width:1100px){.hero-grid{gap:35px}.hero h1{font-size:53px}.hero-photo{min-height:450px}.compare-grid{gap:16px}.compare-grid>a{padding:22px 18px}.about-grid{gap:45px}}
@media(max-width:860px){.hero-grid{grid-template-columns:1fr 1fr;gap:28px}.hero h1{font-size:43px}.hero-photo{min-height:460px}.hero-photo figcaption{font-size:25px;left:22px}.hero-lead{font-size:16px}.hero-actions{display:block}.hero-actions .inline-link{display:inline-block;margin-top:18px}.compare-grid{grid-template-columns:1fr 1fr}.process-grid{gap:20px}.process-grid h3{font-size:22px}.about-grid{gap:30px}.home-video .video-card{grid-template-columns:1fr}.home-video .video-stage{max-height:400px}.guide-layout .process-grid{margin-top:30px}.page-hero{margin-bottom:25px}}
@media(max-width:540px){.hero{padding:36px 0 40px}.hero-grid{display:flex;flex-direction:column;gap:30px}.hero h1{font-size:43px;line-height:1.1;margin-bottom:22px}.hero .eyebrow{font-size:10px}.hero-photo{width:100%;min-height:270px}.hero-photo figcaption{font-size:26px;bottom:20px}.hero-actions .button{font-size:13px;width:100%}.hero-phone{font-size:18px}.how-section{padding-top:42px;padding-bottom:42px}.how-section h2,.home-video h2{font-size:33px}.process-grid{grid-template-columns:1fr;gap:20px;margin-top:25px}.process-grid li{padding:20px 0 0 62px;min-height:110px}.process-number{position:absolute;left:0;top:20px}.process-grid h3{font-size:24px;max-width:none;margin-bottom:10px}.process-grid p{max-width:none;margin-bottom:0}.compare-grid{gap:12px}.compare-grid>a{padding:20px 16px}.compare-grid h3{font-size:24px}.compare-grid p{font-size:14px}.about-strip{padding:42px 0}.about-grid{grid-template-columns:1fr;gap:30px}.about-grid h2{font-size:34px}.consultation-panel{padding:25px}.home-video{padding-top:42px;padding-bottom:42px}.webinar .video-stage{min-height:200px}.webinar .video-copy{padding:24px}.webinar-library .webinar-group{grid-template-columns:1fr}.faq-area{padding-top:42px;padding-bottom:42px}.page-hero h1{font-size:39px}.header-contact span{display:none}.header-contact a{font-size:15px}.navinner>.button{font-size:11px;padding:10px 12px}.brand-name{font-size:24px}.guide-layout .process-grid{grid-template-columns:1fr}.closing h2{font-size:34px}}

.support-photo{margin:0 0 30px}.support-photo .source-image{margin:0}.support-photo figcaption{font-size:11px;color:var(--muted);margin-top:5px}
.webinar-group>*{min-width:0}.webinar-group>h2{overflow-wrap:anywhere}
@media(max-width:540px){.webinar-library .webinar-group{grid-template-columns:minmax(0,1fr)}}
.webinar .video-stage{width:100%;min-width:0}.webinar .video-card{min-width:0}.webinar-library .webinar-group{min-width:0}
/* Final vendor-neutral revision: preserve layout, clarify content. */
.hero-photo:after{display:none}.hero-photo figcaption{font:11px/1.5 var(--sans);left:16px;bottom:14px;right:auto;background:#102f46df;padding:6px 10px}.hero-photo img{object-position:center}
.disclosure-wrap{margin-top:30px;padding-top:25px;border-top:1px solid #ffffff30}.disclosure-summary{max-width:920px;font-size:14px;line-height:1.7}.regulatory-disclosure summary{cursor:pointer;font-size:14px;font-weight:700;line-height:1.6;padding:10px 0}.regulatory-disclosure>div{max-width:1000px;padding-top:15px}.regulatory-disclosure p{font-size:14px;line-height:1.8;margin-bottom:16px}.webinar-context{padding:22px 26px;background:#f1f5f7;border-left:3px solid var(--orange)}.webinar-context h4{font:700 15px/1.5 var(--sans);margin:0 0 10px}.webinar-context p{font-size:14px;line-height:1.75;margin:0 0 12px}.webinar-context p:last-child{margin-bottom:0;font-size:12px}.webinar-context a{font-size:13px}.webinar-library .webinar-context{padding:20px}.regulatory-disclosure[open] summary{color:#ffbc92}

/* Supporting-text readability and narrow-screen card sizing. */
.small,#mainnav,.navgroup summary,.dropdown a,.nav-about,.menu-toggle,
.button,.button.compact,.navinner>.button,.hero-actions .button,.hero-actions .inline-link,.inline-link,
.hero-note,.decision-tabs button,.budget-row,.budget-row span+span,.panel-bottom,.decision-panel>a,
.trustline a,.section-heading>a,.lens p,.steps p,.video-copy a,.thumbnail-toggle,
.closing p:not(.eyebrow),.closing .button,.call-link,footer,footer p,footer h2,
.breadcrumbs,.on-this-page,.aside-call a,.table-scroll table,caption,.sources p,.sources li,
.related-links a,.print-button,.text-button,.process-grid p,.compare-grid p,.consultation-panel p,
.disclosure-summary,.regulatory-disclosure summary,.regulatory-disclosure p,.webinar-context p,
.webinar-context p:last-child,.webinar-context a,.webinar-context h4,
.webinar .video-copy p:not(.eyebrow),.webinar .video-takeaways{font-size:16px}
.webinar-group .video-copy p:not(.eyebrow),.video-cta,.webinar-group .video-cta{font-size:16px!important}
.hero-grid>*,.compare-grid>a,.lens-grid>*,.about-grid>*,.closing-inner>*,.navinner>*{min-width:0}
.button,.related-links a,.sources a,.breadcrumbs{overflow-wrap:anywhere;max-width:100%}
.breadcrumbs{flex-wrap:wrap}.section-heading>a{white-space:normal}
.compare-grid h3,.lens h3{overflow-wrap:anywhere}
@media(max-width:1100px){
 .menu-toggle{display:flex;justify-content:space-between;gap:18px;align-items:center;background:none;border:0;padding:15px 0;color:var(--navy);min-height:48px}
 .navinner{position:relative}#mainnav{display:none;position:absolute;top:100%;left:0;right:0;background:white;z-index:40;border-bottom:1px solid var(--line);box-shadow:0 20px 20px #102e431a;padding:20px 28px;max-height:70vh;overflow-y:auto}
 #mainnav.is-open{display:block}.navgroup summary{padding:12px 0}.dropdown{position:static;box-shadow:none;width:auto;border:0;border-left:2px solid var(--line);margin:0 0 15px;padding:5px 15px}.nav-about{display:block;padding:12px 0}
}
@media(max-width:540px){.navinner{flex-wrap:wrap;padding-top:8px;padding-bottom:8px;gap:8px}.navinner>.button{flex:1 1 100%;text-align:center}.compare-grid,.lens-grid{grid-template-columns:minmax(0,1fr)}.closing-inner>div:last-child{max-width:100%}.webinar .video-copy{padding:20px}.topline{flex-wrap:wrap;gap:10px;padding-top:12px;padding-bottom:12px}}

.footer-bottom p+p{font-size:16px}

/* Authorized photography enhancement: preserve existing sections and typography. */
.ichra-photo{margin:0 0 32px;background:var(--cream);border-radius:3px;overflow:hidden}
.ichra-photo img{display:block;width:100%;height:auto;max-height:420px;object-fit:contain}
.ichra-photo figcaption{padding:8px 12px;font-size:12px;line-height:1.5;color:var(--muted)}
.home-support-photo{max-width:760px;margin:28px 0 32px;background:white}
.home-support-photo img{max-height:none;object-fit:cover;aspect-ratio:3/2;object-position:center 20%}
@media(max-width:540px){.ichra-photo img{max-height:360px}.home-support-photo{margin:24px 0}.home-support-photo img{aspect-ratio:3/2;max-height:none}.ichra-photo figcaption{font-size:12px}}
@media print{.ichra-photo{display:none}}